Last Updated: [Insert Date]
Welcome to InsurVIAlife (“Company,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your access to and use of https://insurvialife.com (the “Website”), including any content, tools, forms, or services offered through it.
By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.
1. Use of the Website
You may use this Website only for lawful purposes and in accordance with these Terms. You agree not to:
- Submit false, misleading, or fraudulent information.
- Interfere with or disrupt the operation of the Website.
- Attempt to gain unauthorized access to systems, data, or accounts connected to the Website.
- Use the Website to copy, scrape, or harvest data without permission.
2. Lead Submission & Consent
By submitting a form on this Website, you agree that:
- You are providing accurate and truthful information.
- You consent to be contacted by our partners, agents, and licensed insurance professionals regarding insurance products, quotes, and related services.
- Communications may be delivered via phone call, text message (including automated dialing systems), or email.
- Consent to be contacted is not a condition of purchase.
3. No Insurance Advice
This Website does not provide insurance or financial advice.
Any information provided is for general informational purposes only. Final recommendations, quotes, or policies may only be offered by licensed professionals.
We do not guarantee:
- That you will receive a quote.
- That you will qualify for any insurance product.
- Any specific pricing, rates, or coverage.
4. Third-Party Partners
We work with third-party insurance agents, brokers, carriers, and marketing partners (“Partners”).
By using the Website, you acknowledge and agree that:
- Your submitted information may be shared with trusted Partners for the purpose of providing insurance quotes or services.
- We are not responsible for the actions or policies of any third-party Partner.
- Each Partner may have its own privacy policy, terms, and compliance requirements.
5. No Guarantee of Results
We do not guarantee:
- The number of quotes you may receive.
- The speed of responses.
- Approval for any insurance product.
Your experience will vary based on your profile, location, and Partner availability.
6. Intellectual Property
All content on this Website—including logos, text, graphics, forms, design elements, and software—is owned by or licensed to us and protected by copyright, trademark, and other intellectual property laws.
You may not copy, modify, distribute, sell, or use any Website material without prior written permission.
7. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any:
- Direct, indirect, incidental, special, or consequential damages
- Loss of data, loss of profits, or business interruption
- Errors, delays, or failures in Website performance
- Actions taken by third-party Partners
Your use of the Website is at your own risk.
8. Disclaimer of Warranties
The Website is provided “as is” and “as available” without any warranties of any kind, express or implied.
We do not warrant that:
- The Website will be uninterrupted or error-free
- Information provided is complete, accurate, or up-to-date
- The Website is free of viruses or harmful components
9. Indemnification
You agree to defend, indemnify, and hold harmless the Company from any claims, liabilities, damages, losses, or expenses arising out of your use of the Website or your violation of these Terms.
10. Changes to These Terms
We reserve the right to update or modify these Terms at any time.
Changes are effective immediately when posted. Your continued use of the Website after changes means you accept the updated Terms.
11. Governing Law
These Terms shall be governed by the laws of the State of Florida, without regard to conflict of law principles.
12. Contact Information
If you have questions about these Terms, you may contact us at:
InsurVIAlife
Email: help@insurvialife.com